When can you fire your boss?
Financial · Independence · Retire · Early
Your typical monthly living costs: rent/mortgage interest, food, transport, utilities, subscriptions, childcare, insurance, hobbies. Exclude loan principal/debt repayments.
Non-monthly spends averaged per year: travel, gifts/angbao, new phone/laptop, home repairs, insurance premiums (annual), etc.
Outstanding loans (student, car, personal, credit card balances, mortgage principal). We donât count repayments in monthly spend input.
Investable assets only (stocks, ETFs, bonds, cash for investing). Exclude your primary residence.
How much youâll contribute every month into your portfolio (DCA).